|
|
|
The Royal Fire Protection (Private Residence & Business Premises)
[Summary]
|
For Enquiries :
Brochure
|
|
Fire incidence in the home is a common occurence which sometimes results in colossal loss or damage to the building and/or its contents. With Royal Fire Protection you can rest assured that your private residence and business premises have the best insurance cover possible
Royal Exchange is known for its significant capacity to underwrite fire risk in Nigeria. The Royal Fire Protection also offers you the opportunity to enjoy professional risk management/advisory services on your property.
The Royal Fire Protection ... Bringing you peace of mind!
|
|
| |
| |
|
The Royal Burglary & Housebreaking Insurance (Private Residence & Business Premises)
[Summary]
|
For Enquiries :
Brochure
|
|
The Insurer is indemnified in respect of loss of or damage to the property insured (and damage to the premises if the Insured is liable therefore) caused by theft following upon or followed by burglary or housebreaking accompanied by the actual forcible and violent breaking into or out of the premises or any attempt thereat.
The property covered includes that of the Insured’s family permanently residing with him. The property of domestic servants or visitors, if and so far as it is not otherwise insured, may if desired be included in the policy as a separate item.
The premises may be left unoccupied for up to 21 days at time, provided the total unoccupancy in any one year of insurance does not exceed 60 days.
The policy extends to cover property removed from the premises for up to 60 days in all in any one year of insurance while the insured temporarily resides in any private residence, hotel, club, inn, or boarding or lodging house within the area covered by the policy. Jewellery and other valuables are also covered whilst these temporarily deposited in any bank, safe deposit or occupied private residence within the arena covered by the policy are also included.
| Summary | More Details | |
|
|
|
| |
| |
|
The Royal Money Guard
[Summary]
|
For Enquiries :
Brochure
|
|
The Royal Money Guard offers you the best cover against loss of money by theft or burglary or any other eventuality. It covers money lost while in transit, in safe, or in your custody or in the personal custody of your authorized employees. Persons are also covered against injury or death occuring during a robbery or burglary incident.
|
|
| |
| |
|
The Royal Group Care
[Summary]
|
For Enquiries :
Brochure
|
|
The Royal Group Care provides individuals with 24-hour, all-year-round insurance cover against accident and sickness. Specifically, it pays for:
§ Death
§ Permanent Disability
§ Temporary Disability
§ Medical Expenses
Age Limit : No cover will be provided for persons who have attained the age of 65 years.
|
|
| |
| |
|
The Royal Burglary & Housebreaking Insurance (Business Premises)
[Summary]
|
For Enquiries :
Brochure
|
|
The Proposer is indemnified in respect of
(a) loss of or damange to the property insured, and
(b) damage to the buildings of the premises described in the policy
Caused by theft following upon or followed by burglary or housebreaking accompanied by the actual forcible and violent breaking into or out of the premises or any attempt thereat.
If part of the premises is occupied by the Proposer as a residence and the contents thereof are included in the insurance, the policy extends to cover such property removed from the premises for up to 60 days in all in any one year of insurance while the Proposer is temporarily residing in any private residence, hotel, club, inn, or boarding or lodging house within the area covered by the policy. Jewelry and other valuables forming part of such property are also covered whilst temporarily deposited in any bank, safe deposit or occupied private residence within the area covered by the policy.
EXCLUSIONS
1. Earthquake, riot, civil commotion, and war and kindred risks.
2. Nuclear risks.
3. Loss or damage by fire or explosion, or which can be insured against by a Glass Insurance policy.
| | Summary | More Details | |
|
|
| |
| |
|
The Royal Investment Plan
[Summary]
|
For Enquiries :
Call Wale on +234-1-8962060, Mobile: +234-803 5848624
Brochure
|
|
THE ROYAL INVESTMENT PLAN (TRIP)
TRIP is an investment linked life assurance product that has benefits that are payable in three installments of 25%, 25% and 100%. This means that if you take up TRIP cover for one million naira (=N=1,000,000.00) for a period of 12 years, you will be paid as follows:
• =N=250,000.00 (i.e 25% of the sum assured) after the first four years
• =N=250,000.00 (i.e 25% of the sum assured) on the 8th year
• =N=1,000,000.00 (i.e 100% of the sum assured) on maturity i.e. on the 12th year
• =N=1,000,000.00 (i.e 100% of the sum assured) is payable to your beneficiaries if death occurs at anytime during the policy period irrespective of previous payments
TRIP .... the wise investors first choice!
|
|
| |
| |
|
The Royal Transit Plan
[Summary]
|
For Enquiries :
Brochure
|
|
The Royal Transit Plan provides insurance cover for goods against loss/damage or theft whilst in transit by road or inland waterway. It also covers the goods while loading or unloading and while being temporarily garaged in the course of the transit. Two types of cover are available:
a) All Risks Cover pays for loss/damage caused by accident, fire or theft, while
b) Restricted Cover pays for loss/damage caused only by accident
|
|
| |
| |
|
The Royal Annuity
[Summary]
|
For Enquiries :
Brochure
|
|
The Royal Annuity is a product that provides for periodic payments to be made to you, for an agreed period of time, or for a life. The Royal Annuity may be puchased with a lump sum or through periodic payments aimed at building up the purchase sum.
The Royal Annuity provides financial security for your future especially when your earning power may reduce. With The Royal Annuity you are sure of a stable income even when you are out of work.
The Royal Annuity ..... Financial Security for your future!
|
|
| |
| |
|
The Royal Personal Care
[Summary]
|
For Enquiries :
Brochure
|
|
The Royal Personal Care provides individuals with a 24-hour, all-year-round insurance cover against accident and sickness. Specifically, it pays for:
§ Death
§ Permanent Disability
§ Medical Expenses
§ Burial Expenses
§ Repatriation Expenses
§ Dread diseases - Heart attack, stroke, cancer or paralysis (optional)
Age Limit : No cover will be provided for persons who have attained the age of 65 years.
|
|
| |
| |
|
The Royal Motor Guard (Private and Commercial)
[Summary]
|
For Enquiries :
Brochure
|
|
The Royal Motor Guard offers you the best insurance cover for your private or commercial vehicles. It pays for loss or damage to the insured motor vehicle and third party liabilities in the event of an accident, fire or theft. Three types of cover are available:
· Comprehensive cover pays for loss or damage to the insured's motor vehicle and third party liabilities caused by accident, fire or theft. A comprehensive cover gives you the opportunity to enjoy up to 50% NCD (No Claims Discount) and plurality discount.
· Third Party, Fire & Theft cover pays for loss or damage to the insured motor vehicle caused by fire or theft as well as liabilities to third parties.
· &nb
|
|
| |
| |
|
The Royal Motorcycle Insurance
[Summary]
|
For Enquiries :
Brochure
|
|
MOTOR CYLCE INSURANCE
The Company issues the following policy cover for loss or damage to the insured's motorcycle:
A. COMPREHENSIVE
This covers:
· Legal liabilities to Third Parties for injury to persons (including passengers) or damage to property.
· Loss of or damage to the insured vehicle by:
- Accident
- Fire
- Theft
Other benefits include:
| Summary | More Details | |
|
|
|
| |
| |
|
The Royal Tuition Plan
[Summary]
|
For Enquiries :
Call Joseph: +234-8034078697 or Wale:+234-1-8962060
Brochure
|
|
The Product
The Royal Tuition Plan is a term assurance product available to parents and schools which secures children's education, no matter what the future brings. It ensures that children remain in school even if their parents or guardians die or become permanently disabled.
|
|
| |
| |
|
The Royal Chukkers
[Summary]
|
For Enquiries :
Call Tolu on 01-2663337, 08053099913
Brochure
|
|
The Royal Chukkers is a personal accident insurance product for polo players. It provides cover for death, permanent disablement and medical expenses. Optional cover is available for temporary disablement and medical repatriation expenses.
|
|
| |
| |
|
The Royal Workmen's Plan
[Summary]
|
For Enquiries :
Brochure
|
|
The Royal Workmen's Plan provides financial relief to an employer of his legal liabilities to his employees who have suffered death, bodily injury, permanent or temporary disability, while carrying on the employer's business.
An employer's liablilities covered by The Royal Workmen's Plan are specified by statutes such as The Workmen's Compensation Act 1987.
|
|
| |
| |
|
The Royal In-House Protection
[Summary]
|
For Enquiries :
Brochure
|
|
The Royal In-House Protection guarantees payment for loss of money or other property belonging to an employer, or for which the employer is legally reponsible, resulting from fraud or dishonesty of his employee(s). Four types of cover are available:
§ Individual Cover : This covers one employee up to a stated amount.
§ Collective Cover : This includes various employees with the maximum amount of guarantee for each employee.
§ Floating Cover : This contains an amount of guarantee over all employees included in the Schedule, which is reduced by claims that may arise.
§ Blanket Cover : This covers all employees with an overall amount of guarantee.
|
|
| |
| |
|
The Royal Tee
[Summary]
|
For Enquiries :
Call Bola on 01-2663337, 08023764791
Brochure
|
|
The Royal Tee is an accident insurance product packaged for golfers. It provides cover for public liability, personal accident, loss or damage to golfing equipment, personal effects, and a hole-in-one.
The Royal Tee .... Protection while you swing!
|
|
| |
| |
|
The Royal Home Secure
[Summary]
|
For Enquiries :
Brochure
|
|
The Royal Home Secure is a comprehensive insurance product packaged for house owners and householders that provides a 24-Hour, all-year-round cover for residential buildings, household contents, as well as persons against loss/damage/injury that may be as a result of fire, explosion, burglary, flood, earthquake, hurricane or windstorm and other related perils.
Optional cover for riot, strike and civil commotion is available. Royal Exchange will pay te sum(s) insured on the building and/or contents in event of any of the insured perils happening. In addition, it will pay up to:
§ =N= 500,000 for death per person
§ =N= 500,000 for permanent disability
§ =N= 100,000 for medical expenses as a result of injury to persons
§ =N= 100,000 for expenses insured for alternative accommodation
§ =N= 200,000 for liabilities to third parties
Note : You may increase the amount of sum assured for these additional covers as you may desire. The premium you pay may be as low as 1% of the sum assured!
The Royal Home Secure ... Home security. Always!
|
|
| |
| |
|
The Royal "All Risks" Insurance
[Summary]
|
For Enquiries :
Brochure
|
|
THE ROYAL "ALL RISKS" INSURANCE
Property Insured
Clothing, household and personal effects, jewellery, furs and other valuables belonging to the Proposer may be insured. The Company may ask for evidence of value of particular articles.
Cover
The Policy provides indemnity against loss of or damage to the property insured caused by fire, burglary, housebreaking, larceny or other fortuitous or unforeseen circumstance (including loss from the person), except as stated below.
Territorial Limits| Summary | More Details | | |
|
|